Already on Medicare? Review Each Year
Medicare plans are not set-it-and-forget-it. The Gluth Agency Insurance in Crown Point helps Northwest Indiana beneficiaries review their coverage each year so it still fits their doctors, medications, and budget.
Medicare plans are not set-it-and-forget-it. Each fall, during the Annual Enrollment Period (October 15–December 7), Medicare beneficiaries can review and make changes to their Medicare Advantage and Part D coverage for the coming year.
Plans can change from year to year—formularies shift, provider networks adjust, copays and premiums update, and your own needs may change too. An annual review helps confirm that your doctors remain in-network, your prescriptions are still covered at a reasonable cost, and your plan still fits your budget and lifestyle.
Key things to know
- Check that your doctors and hospitals remain in-network
- Verify your medications are still on the plan's formulary
- Compare costs including premiums, copays, and out-of-pocket maximums
- Discuss whether your coverage still matches your health needs
Annual Enrollment Period
- October 15 – December 7 each year
- Changes take effect January 1
- We help you compare your current plan to options
Frequently Asked Questions
When can I review my Medicare plan?
You can request a review conversation with us any time of year, but the official Annual Enrollment Period (October 15–December 7) is when most beneficiaries can switch Medicare Advantage and Part D plans for the following calendar year.
Why review if I'm happy with my plan?
Even if you like your plan, the plan itself can change—drug tiers, provider networks, and costs update each year. A quick annual review helps you catch those changes early and avoid surprises, rather than discovering them at the pharmacy or doctor's office.
Ready to review your Medicare options?
Schedule a free, no-obligation conversation with a licensed agent in Crown Point.